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{"sheet":"DATOS","index":0,"n_rows":39,"n_cols":16,"rows_kept":39,"merged":[[0,0,0,5],[0,8,0,15],[1,8,2,10],[1,11,1,15],[3,8,7,8],[9,8,11,8],[9,9,11,15],[12,8,14,8],[12,9,14,15],[15,8,17,8],[15,9,17,15],[18,8,20,8],[18,9,20,15]]}
["MATRIZ DE RIESGOS",{"$nulls":7},"LEYENDA"]
[{"$nulls":11},"GRAVEDAD (IMPACTO)"]
["RIESGO","Probabilidad (Ocurrencia)","Gravedad (Impacto)","Valor del Riesgo","Nivel de Riesgo","Prioridad (para la grafica)",{"$nulls":5},"MUY BAJO 1","BAJO         2","MEDIO        3","ALTO      4","MUY ALTO 5"]
["Cambios regulatorios en el sector financiero",2,2,{"$f":"B4*C4","v":4},{"$f":"IF(AND(15<=D4,D4<=25),\"Muy grave\",IF(9<=D4,\"Importante\",IF(3<=D4,\"Apreciable\",\"Marginal\")))","v":"Apreciable"},12,{"$f":"_xlfn.RANK.EQ(D4,$D$4:$D$15)","v":7},null,"PROBABILIDAD","MUY ALTA",5,5,10,15,20,25]
["Problemas de seguridad cibernética",3,4,{"$f":"B5*C5","v":12},{"$f":"IF(AND(15<=D5,D5<=25),\"Muy grave\",IF(9<=D5,\"Importante\",IF(3<=D5,\"Apreciable\",\"Marginal\")))","v":"Importante"},1,{"$f":"_xlfn.RANK.EQ(D5,$D$4:$D$15)","v":1},null,null,"ALTA",4,4,8,12,16,20]
["Tecnologías emergentes que superan la propuesta del proyecto",1,3,3,{"$f":"IF(AND(15<=D6,D6<=25),\"Muy grave\",IF(9<=D6,\"Importante\",IF(3<=D6,\"Apreciable\",\"Marginal\")))","v":"Apreciable"},6,9,null,null,"MEDIA",3,3,6,9,12,15]
["Variabilidad en los datos de mercado",3,3,9,"Importante",7,2,null,null,"BAJA",2,2,4,6,8,12]
["Fallos en la integración de la IA",2,4,8,"Apreciable",2,4,null,null,"MUY BAJA",1,1,2,3,4,5]
["Resistencia al cambio por parte de los usuarios",1,3,3,"Apreciable",8,9]
["Competencia en el mercado financiero tecnológico",3,2,6,"Apreciable",13,5,null,null,"Riesgo muy grave. Requiere medidas preventivas urgentes. No se debe iniciar el proyecto sin la aplicacion de medidas preventivas urgentes y sin acotar solidamente el riesgo."]
["Problemas de interoperabilidad con sistemas financieros existentes",2,3,6,"Apreciable",9,5]
["Volatilidad del mercado financiero",3,3,9,"Importante",4,2]
["Cambios en las preferencias de los inversores",1,2,2,"Marginal",14,11,null,null,"Riesgo importante. Medidas preventivas obligatorias. Se deben controlar fuertemente las variables de riesgo durante el proyecto."]
["Escazes de talento en IA",2,2,4,"Apreciable",15,7]
["Problemas éticos relacionados con IA",1,1,1,"Marginal",10,12]
["Fluctuaciones en los costos de desarrollo",3,4,12,"Importante",3,{"$nulls":3},"Riesgo apreciable. Estudiar economicamente si es posible introducir medidas preventivas para reducir el nivel de riesgo. Si no fuera posible, mantener las variables controladas."]
["Desafíos en la obtención de datos relevantes",2,3,6,"Apreciable",11]
["Riesgos asociados a la reputación de la plataforma",3,4,12,"Importante",5]
[{"$nulls":9},"Riesgo marginal. Se vigilara aunque no requiere medidas preventivas de partida."]
[]
[]
[]
[]
[]
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[{"$nulls":9},4,"maximo"]
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[{"$nulls":9},6,"maximo"]
[{"$nulls":9},7,"maximo"]
[{"$nulls":9},9,"moderado"]
[{"$nulls":9},8,"moderado"]
[{"$nulls":9},10,"moderado"]
[{"$nulls":9},12,"minimo"]
[{"$nulls":9},11,"minimo"]
[{"$nulls":9},13,"moderado"]
[{"$nulls":9},14,"minimo"]
[{"$nulls":9},15,"moderado"]

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[null,"MATRIZ DE RIESGOS",{"$nulls":7},"LEYENDA"]
[{"$nulls":12},"GRAVEDAD (IMPACTO)"]
["#","RIESGO",{"$nulls":10},"MUY BAJO 1","BAJO         2","MEDIO        3","ALTO      4","MUY ALTO 5"]
[1,"Daño base de datos",3,4,{"$f":"C4*D4","v":12},{"$f":"IF(AND(15<=E4,E4<=25),\"Muy grave\",IF(9<=E4,\"Importante\",IF(3<=E4,\"Apreciable\",\"Marginal\")))","v":"Importante"},{"$f":"_xlfn.RANK.EQ(E4,$E$4:$E$15)","v":5},null,null,"PROBABILIDAD","MUY ALTA",5,5,10,15,20,25]
[2,"Accidente",5,5,{"$f":"C5*D5","v":25},{"$f":"IF(AND(15<=E5,E5<=25),\"Muy grave\",IF(9<=E5,\"Importante\",IF(3<=E5,\"Apreciable\",\"Marginal\")))","v":"Muy grave"},{"$f":"_xlfn.RANK.EQ(E5,$E$4:$E$15)","v":1},{"$nulls":3},"ALTA",4,4,8,12,16,20]
[3,"Enfermedad",5,5,25,{"$f":"IF(AND(15<=E6,E6<=25),\"Muy grave\",IF(9<=E6,\"Importante\",IF(3<=E6,\"Apreciable\",\"Marginal\")))","v":"Muy grave"},1,{"$nulls":3},"MEDIA",3,3,6,9,12,15]
[4,"Virus en el sistema",5,5,25,"Muy grave",1,{"$nulls":3},"BAJA",2,2,4,6,8,12]
[5,"Desastre natural",1,4,4,"Apreciable",9,{"$nulls":3},"MUY BAJA",1,1,2,3,4,5]
[6,"Fallas eléctricas",1,3,3,"Apreciable",10]
[7,"Traslado a una ciudad",2,4,8,"Apreciable",8]
[8,"Robo de equipos",4,3,12,"Importante",5]
[9,"Daño en el computador",5,5,25,"Muy grave",1]
[10,"Daño del cargador",2,1,2,"Marginal",11]
[11,"Daño de la bateria",1,2,2,"Marginal",11]
[12,"Retiro de un miembro",3,3,9,"Importante",7]
[13,{"$nulls":3},0,"Marginal",{"$error":"#N/A"}]
[14,{"$nulls":3},{"$f":"C17*D17","v":0},{"$f":"IF(AND(15<=E17,E17<=25),\"Muy grave\",IF(9<=E17,\"Importante\",IF(3<=E17,\"Apreciable\",\"Marginal\")))","v":"Marginal"},{"$error":"#N/A"}]
[15,{"$nulls":3},{"$f":"C18*D18","v":0},{"$f":"IF(AND(15<=E18,E18<=25),\"Muy grave\",IF(9<=E18,\"Importante\",IF(3<=E18,\"Apreciable\",\"Marginal\")))","v":"Marginal"},{"$error":"#N/A"}]
[16,{"$nulls":3},{"$f":"C19*D19","v":0},{"$f":"IF(AND(15<=E19,E19<=25),\"Muy grave\",IF(9<=E19,\"Importante\",IF(3<=E19,\"Apreciable\",\"Marginal\")))","v":"Marginal"},{"$error":"#N/A"}]
[17,{"$nulls":3},0,"Marginal",{"$error":"#N/A"}]
[18,{"$nulls":3},0,"Marginal",{"$error":"#N/A"}]
[19,{"$nulls":3},{"$f":"C22*D22","v":0},{"$f":"IF(AND(15<=E22,E22<=25),\"Muy grave\",IF(9<=E22,\"Importante\",IF(3<=E22,\"Apreciable\",\"Marginal\")))","v":"Marginal"},{"$error":"#N/A"}]
[20,{"$nulls":3},{"$f":"C23*D23","v":0},{"$f":"IF(AND(15<=E23,E23<=25),\"Muy grave\",IF(9<=E23,\"Importante\",IF(3<=E23,\"Apreciable\",\"Marginal\")))","v":"Marginal"},{"$error":"#N/A"}]
[21,{"$nulls":3},{"$f":"C24*D24","v":0},{"$f":"IF(AND(15<=E24,E24<=25),\"Muy grave\",IF(9<=E24,\"Importante\",IF(3<=E24,\"Apreciable\",\"Marginal\")))","v":"Marginal"},{"$error":"#N/A"}]
[22,{"$nulls":3},{"$f":"C25*D25","v":0},{"$f":"IF(AND(15<=E25,E25<=25),\"Muy grave\",IF(9<=E25,\"Importante\",IF(3<=E25,\"Apreciable\",\"Marginal\")))","v":"Marginal"},{"$error":"#N/A"}]